Finance news and guides on saving, investing, credit, loans, and money management to help people make smarter financial decisions daily to reach a new life

401k Hardship Withdrawals Hit a Record in 2025: Here’s What They’re Not Telling You

Vanguard data shows 6% of 401k plans had hardship withdrawals in 2025. Here’s the real cost no one is calculating and one move to protect yourself.

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